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What to Ask Your Realtor Before Buying a Home

Buying a home is one of the biggest financial decisions you'll make, and having the right real estate agent can make the process smoother. To ensure you’re making an informed decision, here are key questions every buyer should ask their realtor before purchasing a home.


1. What’s the Current Market Like?

  • Are we in a buyer’s or seller’s market?

  • How competitive is the area I’m looking in?

  • What trends should I be aware of regarding home prices and inventory?

2. What’s My Budget and Financing Options?

  • How much home can I afford based on my income and expenses?

  • What loan programs might be available for me?

  • Do you have lender recommendations?

3. What Neighborhoods Should I Consider?

  • What are the pros and cons of different areas?

  • How are the schools, amenities, and commute times?

  • Are there any upcoming developments that could impact home values?

4. How Long Has the Home Been on the Market?

  • Has the price changed since it was listed?

  • Are there any known issues causing it to stay on the market longer?

  • How motivated is the seller to negotiate?

5. What Should I Know About the Home’s Condition?

  • Are there any red flags from the home inspection?

  • What are common issues with homes in this area?

  • Have there been major repairs or renovations?

6. What Are the Total Costs Beyond the Purchase Price?

  • How much should I budget for closing costs?

  • What property taxes, HOA fees, or maintenance costs should I expect?

  • Are there any special assessments or hidden fees?

7. What’s the Seller’s Situation?

  • Why is the seller moving?

  • Have there been other offers on the home?

  • Are they open to negotiation on price or terms?

8. What Contingencies Should I Include in My Offer?

  • Should I include financing, inspection, or appraisal contingencies?

  • How do these contingencies protect me?

  • What’s the risk of waiving contingencies in a competitive market?

9. What’s the Expected Timeline for Closing?

  • How long does the closing process typically take?

  • Are there any potential delays I should be aware of?

  • What should I be doing during this time to prepare?

10. Can You Provide References from Past Clients?

  • Can I speak with past buyers you’ve worked with?

  • Do you specialize in working with first-time buyers, investors, or relocations?

  • What sets you apart from other agents?


Final Thoughts

Asking the right questions can help you feel confident in your home-buying decision. A knowledgeable and experienced realtor will be transparent and guide you through the process, ensuring you make the best choice for your future home. Don’t be afraid to ask questions—your realtor is there to help!



Scott Sweeney

Your NorCal Realtor

M&M Real Estate

BRE Lic# 01938720

Cell: Call/Text 707-330-2324


About Scott Sweeney


SweeneySells

Full Time Realtor 13 Years +

Over 100 Families Served

Top 5% Producing Agent

Buying & Listing Specialist

Contract & Negotiation Ninja

CSUS Business & Marketing Graduate 2006


With quickly serving over a 100 families, Scott Sweeney has become a top 5% producing Realtor in the greater Sacramento area who has helped clients from the Bay Area to South Lake Tahoe. Scott has a Bachelor Of Science in Business Administration, with a concentration in Marketing from CSUS. His education, and extensive background in the hospitality, marketing, and real estate industries, have helped Scott to become one of the leading, and most sought after agents in the area.


Reach out to SweeneySells today, and take the first step towards your real estate goals!

📞707-330-2324




Top Producer 2016-2023


"I appreciate your business & referrals!"


Hours Mon-Fri 9am-6pm

Sat By Appointment

Sun Off


Schedule a call or zoom with us here! 👇




 
 
 

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