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What’s the Difference Between a Condo, Townhouse, and Single-Family Home?

When you're buying a home, the first decision isn’t just where you want to live—it’s what type of home suits your needs and lifestyle best. Condos, townhouses, and single-family homes each come with their own unique pros and cons. Let’s break them down so you can decide what’s right for you.


🏢 Condos (Condominiums)

What it is: A condo is a private unit within a larger building or community. You own the interior of your unit, while common areas (like the lobby, gym, or pool) are jointly owned with other residents.


Pros:

  • Lower purchase price (typically)

  • Low maintenance—HOA handles exterior and grounds

  • Access to shared amenities like a pool, gym, or clubhouse

  • Great for first-time buyers, busy professionals, and retirees


Cons:

  • Monthly HOA fees

  • Less privacy due to shared walls

  • Limited control over building rules and regulations

  • May have restrictions on rentals or renovations


🏘️ Townhouses

What it is: A townhouse is a multi-floor home that shares one or two walls with adjacent units, but typically includes a small yard or patio. You own the interior and exterior of your unit, including the land it sits on.

Pros:

  • Often more affordable than single-family homes

  • More space than condos, often with a yard or garage

  • Lower maintenance than a detached home if HOA handles exterior

  • Great balance of independence and community

Cons:

  • Shared walls may mean less privacy

  • HOA fees may still apply

  • Limited yard or outdoor space

  • Potential for neighborhood rules or restrictions


🏠 Single-Family Homes

What it is: A single-family home is a stand-alone, detached property. You own the structure and the land it’s built on.

Pros:

  • Maximum privacy and space

  • Full control over the home and property

  • Typically includes a yard, driveway, and garage

  • Better long-term resale value in many markets

Cons:

  • Higher cost to purchase and maintain

  • All maintenance and repairs are your responsibility

  • May be farther from urban centers or amenities

  • Property taxes and insurance may be higher


🔍 Which One Is Right for You?

Ask yourself:

  • How much maintenance are you willing to handle?

  • Is outdoor space a priority?

  • Do you prefer a strong community feel or more independence?

  • What’s your budget—and what’s your ideal lifestyle?


💬 Final Thoughts

There’s no one-size-fits-all answer. Whether you’re drawn to the convenience of a condo, the balance of a townhouse, or the space of a single-family home, the best choice is the one that aligns with your financial goals and lifestyle.


If you're exploring your options, let's talk. I’d be happy to help you weigh the pros and cons and find the perfect fit for your needs.


Scott Sweeney

Your NorCal Realtor

M&M Real Estate

BRE Lic# 01938720

Cell: Call/Text 707-330-2324


About Scott Sweeney


SweeneySells

Full Time Realtor 13 Years +

Over 100 Families Served

Top 5% Producing Agent

Buying & Listing Specialist

Contract & Negotiation Ninja

CSUS Business & Marketing Graduate 2006


With quickly serving over a 100 families, Scott Sweeney has become a top 5% producing Realtor in the greater Sacramento area who has helped clients from the Bay Area to South Lake Tahoe. Scott has a Bachelor Of Science in Business Administration, with a concentration in Marketing from CSUS. His education, and extensive background in the hospitality, marketing, and real estate industries, have helped Scott to become one of the leading, and most sought after agents in the area.


Reach out to SweeneySells today, and take the first step towards your real estate goals!

📞707-330-2324




Top Producer 2016-2023


"I appreciate your business & referrals!"


Hours Mon-Fri 9am-6pm

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Schedule a call or zoom with us here! 👇




 
 
 

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