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January 2025 Housing Market Update: What You Need to Know

As we step into 2025, the housing market continues to show dynamic trends that both buyers and sellers should keep an eye on. Here’s a quick breakdown of the current market conditions and what they mean for you.


Interest Rates: A Key Factor for Buyers

Interest rates have been one of the most talked-about topics in real estate. Mortgage rates remain higher than the historical lows of previous years, but there are signs of stabilization. Buyers who may have hesitated due to rising rates are now considering their options as lenders offer creative financing solutions, such as rate buydowns and adjustable-rate mortgages.


Tip for Buyers: Now is a great time to explore pre-approval options if you’ve been waiting to jump into the market. Locking a rate early can help you plan your budget and avoid future rate hikes.


Inventory Levels: A Seller’s Advantage

The inventory of homes for sale remains tight in many areas, including Sacramento, which continues to drive demand for well-priced properties. Homes in desirable neighborhoods or with modern upgrades are still selling quickly, often receiving multiple offers.


Tip for Sellers: If you’re thinking about selling, this could be your year! Low inventory means less competition and more negotiating power. Make sure your home stands out with strategic pricing and professional marketing.


Home Prices: Holding Steady

Home prices in most markets are holding steady, with modest increases in some regions. While the rapid price jumps of previous years have slowed, values remain strong. This is great news for homeowners looking to build equity or sell their property.


Tip for Homeowners: Even if you’re not planning to sell, it’s a great time to check your home’s current value. Staying informed about your property’s worth can help you make better financial decisions.


What’s Next?

Experts predict a balanced market as we progress through 2025. While economic uncertainty and interest rates will continue to play a role, real estate remains a solid long-term investment.

Whether you’re buying, selling, or just curious about your home’s value, staying informed is key. If you’re ready to take the next step, I’m here to help guide you through every step of the process.

Let’s make 2025 the year you achieve your real estate goals!


Thinking about buying or selling? Contact us today for a personalized consultation. Let’s get started!


Scott Sweeney

Your NorCal Realtor

M&M Real Estate

BRE Lic# 01938720

Cell: Call/Text 707-330-2324

Office: 916-245-3060


About Scott Sweeney


SweeneySells

Full Time Realtor 12 Years +

Over 100 Families Served

Top 5% Producing Agent

Buying & Listing Specialist

Contract & Negotiation Ninja

CSUS Business & Marketing Graduate 2006


With quickly serving over a 100 families, Scott Sweeney has become a top 5% producing Realtor in the greater Sacramento area who has helped clients from the Bay Area to South Lake Tahoe. Scott has a Bachelor Of Science in Business Administration, with a concentration in Marketing from CSUS. His education, and extensive background in the hospitality, marketing, and real estate industries, have helped Scott to become one of the leading, and most sought after agents in the area. Reach out to SweeneySells today, and take the first step towards your real estate goals! 707-330-2324




Top Producer 2016-2023


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